Planning for retirement raises many complex issues and according to the Australian Association of Superannuation Funds (ASFA), the gap between the average super balance at retirement and what a couple will actually need for a comfortable retirement is over $510,000 and $430,000 for single retiree*. Therefore it is not hard to see why so many Australians consider planning for retirement a next to impossible task.

IFP advisers have the superior knowledge, expert skills and professional experience to help you plan ahead. Our ability to design a retirement plan that incorporates contribution levels, investment options, tax minimisation plans, government benefits and pre-retirement strategies will enable you to meet your optimal retirement goals.

Pre-Retiree advisory services include:

  • Superannuation & Salary Sacrifice Plans
  • Spouse Superannuation Contribution Splitting
  • Transition to Retirement
  • Centrelink Benefits
  • Pensions and Income Streams
  • Effective Tax Minimisation Strategies
  • Risk Management (Death, Income Protection & Total and Permanent Disability Insurance)
  • Investments
  • Finance
  • Mortgage Advice
  • Structuring Debt and Cash Flow Management
  • Estate Planning

We have been providing pre-retirees with solid financial advice for well over 40 years. If you would like to benefit from our experience regarding your pre-retirement planning options please take advantage of our obligation free, complimentary consultant with one of our trusted IFP Advisers.

*Association of Superannuation Funds of Australia (August 2014) ASFA Retirement Standard. Assumes retirees own their home outright, are relatively healthy and receive part of the Age Pension.